Commercial Insurance in Ohio, West Virginia and Kentucky
Proctorville, OH, Huntington, WV and Lexington, KY Commercial Insurance
For those businesses in Proctorville, OH, Huntington, WV, Lexington, KY and beyond, finding the right provider for commercial insurance is very important. At Jeff Hutchison Insurance Services, we work with our clients to locate the most effective commercial insurance at the best price possible. Let our independent agency work for you.
Commercial Auto Insurance
Every business that owns a vehicle, of any type, needs full physical damage coverage. Insuring your business's vehicles is critical to protecting these investments. If you operate a fleet, you need collision and comprehensive coverage for each of these assets, along with liability coverage.
Commercial General Liability Insurance (CGL)
CGL is critical in nearly all businesses and far too many have very little protection here. No matter if you are providing a service or selling a product, mistakes can happen. Errors in an employee's procedures can vary. You may even find yourself dealing with a claim against you due to a defective product. CGL protects you from these risks.
Commercial Property Insurance
If you own or lease real estate in order to operate your business, you need property insurance. It helps to protect against a number of risk factors, including fires, vandalism, and theft. What would happen if your inventory was destroyed, suddenly, and unexpectedly? Could your business survive on such a devastating loss? You do not need to worry about that when you have commercial property insurance in place.
West Virginia and Kentucky Workers Compensation
The states of Ohio, West Virginia and Kentucky requires all businesses with employees to have workers compensation insurance. This insurance covers the costs of medical bills and time off for employees who are injured on the job. It helps you, as the business owner, as well. Not only do you not have to worry about your employee's medical bills from an accident costing you money, but you benefit from having no long-term financial commitment to the problem. Ohio Workers Comp is obtained through the state of Ohio as it is a monopolistic state.
Ohio, West Virginia and Kentucky Business Owner Package (BOP)
There are numerous types of insurance a business needs to have in Proctorville, OH, Huntington, WV and Lexington, KY and other areas. Let us help you with BOP. Wrap together all of the insurance you need in a lower-costing, comprehensive plan.
If you are ready to learn what your options are and how you can save money, contact Jeff Hutchison Insurance Services. Use our comparative tool to give you quotes from competing insurance providers in the area. Compare these quotes, talk to our agents, and get the business coverage you need without risk of not having enough coverage or having too much.