Top Mistakes to Avoid When Buying Auto Insurance

Whether you are a seasoned Ohio driver or new to the roads in Proctorville, there are some mistakes you should avoid when applying for a new auto insurance policy. We at Jeff Hutchison Insurance Services believe by avoiding the following mistakes you will end up with the best coverage at a reasonable price

  1. Avoid Purchasing The Cheapest Policy

While this strategy may save you money in the short term, you could end up paying for this decision in the long run. You will have a high deductible with a cheap policy, meaning you could potentially pay out thousands of dollars in repair expenses in the event of an accident.

2) Not Taking the Time to Understand the Policy

It is often during the claim filing process that policyholders learn about the exclusions in their policy because party of a claim is denied. Jeff will take the time to review each aspect of your policy with you prior to committing to the policy so that you are confident in the protection you are buying.

3) Missing Out on Key Discounts

Many people lose out on discounts available because they do not know to ask for them. Jeff  Hutchison Insurance Services knows all the discounts you could be eligible for including being accident-free, low mileage, and having anti-theft devices installed.

4) Not Being Truthful

Some people neglect to tell their carrier all the potential drivers of the vehicle or where the car is parked at night in an attempt to save a few bucks. Insurance companies do have ways of finding out this information and you risk have a claim denied as a result. The few dollars you save each month will not compare the money you will owe when you claim is denied.

If you are in the Market for an Auto Insurance policy, please give us a call to review all of your options. We proudly service Proctorville, OH and the surrounding areas.